Home Loan

Home Loan

This loan is for the purchase of a member’s home. It must be occupied by the member as their principal private residence. A Home Loan is secured with first charge on the property.

  • Interest Rate - 5% - 5.12% APR
  • Minimum Loan €50,000
  • Maximum Loan €200,000
  • Minimum term 10 years
  • Maximum Term 25 years
  • Maximum Loan to value:
    • Non-first time buyers - 80% loan-to-value
    • First time buyers – 90% loan-to-value
  • Repayment frequency monthly
  • Free loan protection insurance for eligible members

Terms & Conditions Apply

* All figures given on this web site are for your general information only, and give a rough guide to loan repayments. Any statements on this web site do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

N.B. Large Home Improvement Loan's are only available for a duration of 5 - 10 years and for loans between €20,000 and €50,000

Types of loans available:
Amount you'd like to borrow (€)
Repayment term:
For how long (years):

Each repayment will be:
Your total repayment will be:
The total interest will be:

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Enniscorthy Credit Union. It does not constitute a loan offer.

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