Enniscorthy Credit Union Limited

"Why is a credit union loan better?" 

A credit union loan has some very special features:

• No hidden fees or transaction charges
• Loans are insured at no direct cost to the eligible member.
• Reasonable interest rates.
• No penalty charges if the loan is paid off early.
• Flexible repayment options, including standing order direct from your Bank account.

Personal Loans & Low cost loans with very competitive rates available in Enniscorthy Credit Union.

• Car Loan Rate  6.9%*

  • New or Used Cars, Motor Bikes, Camper Vans etc.

*Typical APR 7.1%, lending criteria, terms and conditions apply. Rate quoted is correct at 1/4/2010 and is subject to change.

• Secured Loan Rate 4.83%*

  • Keep you savings greater than your loan and avail of this great rate.

  • Withdrawing your savings may have an affect on your Life Savings Insurance benefits.

*Typical APR 4.9%, lending criteria, terms and conditions apply. Rate quoted is correct at 1/4/2010 and is subject to change.

• Community Loan Rate 5.25%*

  • Available to Clubs, Groups etc.

*Typical APR 5.4%, lending criteria, terms and conditions apply. Rate quoted is correct at 1/4/2010 and is subject to change.

• Educational Loan Rate 6.0%*

  • For further educational needs. Third level loans etc.

*Typical APR 6.2%, lending criteria, terms and conditions apply. Rate quoted is correct at 1/4/2010 and is subject to change.

• Loans with First Charge 6.5%*

  • If you don't have a mortgage or a charge on your property.

*Typical APR 6.7%, lending criteria, terms and conditions apply. Rate quoted is correct at 1/4/2010 and is subject to change.

• Loans with Second Charge 7.5%*

  • If you already have a mortgage or a charge on your property.

• Standard Loan Rate 12.0%*

  • Covers all other loans.

*Typical APR 12.6%, lending criteria, terms and conditions apply. Rate quoted is correct at 1/4/2010 and is subject to change.