Amount & Terms
Minimum Loan €50,000
Maximum Loan €200,000
Minimum term 10 years
Maximum Term 25 years
This loan is for the purchase of a member's home. It must be occupied with the member as their principal private residence. A Home Loan is secured with first charge on the property.
Maximum Loan to Value
Non-first time buyers - 80% loan-to-value
First time buyers – 90% loan-to-value
Repayment frequency monthly
For self-build property the maximum loan is the lower of 75% of Final Valuation or 100% of build cost, subject to maximum loan of €200,000
Please note that if our credit union life assurance does not cover the Home Loan, the member(s) will be required to provide Life assurance for the loan at their own expense.
Please note: When applying for your first loan with us you will need to speak directly with one of our loans officers. Please call 053 9233 835.