There are no hidden fees or transaction charges
Our interest rates are fair and reasonable compared to others in the market.
There are no hidden fees or transaction charges
Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty.
You can borrow at a reasonable rate of credit compared to other financial providers.
When you take out a loan with us, you help us give back to support a variety of community activities – from local schools, local charities, community groups and sports clubs.
∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
Your loan details have been captured and will be submitted with your enquiry.
Existing members can come in to any of our offices, call us on 053 9233 835 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.
If your account has been dormant or we don’t have up to date information, we may also require confirmation of address (not more than 6 months old) e.g. utility bill and/or proof of PPS number e.g. revenue documentation. Find out more about acceptable documentation.
Minimum Loan €50,000
Maximum Loan €200,000
Minimum term 10 years
Maximum Term 25 years
This loan is for the purchase of a member's home. It must be occupied with the member as their principal private residence. A Home Loan is secured with first charge on the property.
Non-first time buyers - 80% loan-to-value
First time buyers – 90% loan-to-value
Repayment frequency monthly
For self-build property the maximum loan is the lower of 75% of Final Valuation or 100% of build cost, subject to maximum loan of €200,000
Please note that if our credit union life assurance does not cover the Home Loan, the member(s) will be required to provide Life assurance for the loan at their own expense.
Please note: When applying for your first loan with us you will need to speak directly with one of our loans officers. Please call 053 9233 835.
