There are no hidden fees or transaction charges.
Our mortgage interest rate is fair and reasonable compared to others in the market
4% (APR 4.1%).
Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
When you take out a loan with us, you help us give back to support a variety of community activities – from local schools, local charities, community groups and sports clubs.
∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
Your loan details have been captured and will be submitted with your enquiry.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
WARNING:IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
In order to review and assess an application, we will look at all documentation submitted by you in conjunction with other standard checks. These checks may include but are not limited to – obtaining an independent valuation of the property in question and carrying out a credit history check on the applicant/s.
Existing members can come in to any of our offices, call us on
053 9233 835, email email@example.com or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.
If your account has been dormant or we don’t have up to date information, we may also require confirmation of address (not more than 6 months old) e.g. utility bill and/or proof of PPS number e.g. revenue documentation. Find out more about acceptable documentation.
Minimum Loan €50,000
Maximum Loan €250,000
Minimum term 5 years
Maximum Term 35 years
This loan is for the purchase of a member's home. It must be occupied with the member as their principal private residence. A Mortgage is secured with first charge on the property.
Non-first time buyers - 80% loan-to-value
First time buyers – 90% loan-to-value
Repayment frequency monthly
For self-build property the maximum loan is the lower of 75% of Final Valuation or 100% of build cost, subject to maximum loan of €250,000
You will be required to provide Life Assurance for the loan at your own expense with any provider of your choice.
Please note: When applying for a mortgage with us you will need to speak directly with one of our mortgage team. Please call 053 9233 835.