Amount & Terms
Minimum Loan €50,000
Maximum Loan €200,000
Minimum term 5 years
Maximum Term 35 years
This loan is for the purchase of a member's home. It must be occupied with the member as their principal private residence. A Mortgage is secured with first charge on the property.
Maximum Loan to Value
Non-first time buyers - 80% loan-to-value
First time buyers – 90% loan-to-value
Repayment frequency monthly
For self-build property the maximum loan is the lower of 75% of Final Valuation or 100% of build cost, subject to maximum loan of €200,000
You will be required to provide Life Assurance for the loan at your own expense with any provider of your choice.
Please note: When applying for a mortgage with us you will need to speak directly with one of our mortgage team. Please call 053 9233 835.