Christmas 2019

Christmas is a very special time here at Enniscorthy Credit Union and we take great pride in helping our members relax and enjoy the festive season without worrying about how they are going to pay for everything.

Penny Bank

Our Penny Bank savings are growing every year and we would encourage everyone to open a Penny Bank Account – old or young, it’s never too early to start saving.  If you would like to start a Penny Bank Account for 2020 check out all you need to know here.

After November 15th, 2019 until January 3rd withdrawals can be made in part or whole, in cash, by cheque, EFT to a Bank Account or online web-transfer (for online account holders).  If you would like to be set up with Online Access click here.

Christmas Loans

We understand how difficult it can be to budget for every demand that the average family Christmas throws at you, and that the cost of food, drink and gifts alone can soon mount up. Even if you manage to put something aside throughout the year, the chances are that it won’t be enough to cover everything, and if an emergency with a car or household appliance occurs, anything you do manage to save could be wiped out in one go.

Our Christmas loans are an ethical alternative to bank overdrafts, credit cards, moneylenders and expensive credit agreements. We also take the time to get to know our members, and so we only ever lend money which we believe they can afford to pay back, setting up a repayment plan they’ll be able to meet.

Unlike many lenders, our loans come without any strings attached or extra fees and charges hidden in the small print. If you come to us for one a Christmas loan we’ll give you a speedy answer – usually within two working days, provided we have the information needed – and then approve the loan for you to spend having the kind of relaxing, fun-filled Christmas you deserve.

Check out our loan calculator to check out your repayments, Christmas loans will be at the Personal Loan rate.

Loan Calculator

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APR 11.00%

APR 11.00%

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Loan Enquiry

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Christmas Opening Hours

Our arrangements over Christmas and New Year are as follows:

We would like to take this opportunity to wish all our members a peaceful and Happy Christmas and New Year from our Board of Directors, Management and Staff.

Nollaig Shona agus Athbhliain faoi Mhaise Daoibh.

For any queries, please contact a member of our friendly staff who will be happy to help. Contact