Our Switcher Loan rate can be used to switch a loan from another financial institution to us here at Enniscorthy Credit Union. This rate will be available until the end of September 2022.
No Hidden Fees
There are no hidden fees or transaction charges.
Competitive Interest Rate
Our special Switcher loan rate is 8% (APR 8.3%).
Interest Rate Reduction
Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty.
You can borrow at a reasonable rate of credit compared to other financial providers.
When you take out a loan with us, you help us give back to support a variety of community activities – from local schools, local charities, community groups and sports clubs.
∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
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How to Apply
Existing members can come in to any of our offices, call us on 053 9233 835 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.
Self-employed - Most recent set of accounts and latest tax returns/Notice of self-assessment
Social Welfare – 2 recent payment receipts
Retired – Proof of all pensions
Avoid Your Account Becoming Dormant
If your account has been dormant or we don’t have up to date information, we may also require confirmation of address (not more than 6 months old) e.g. utility bill and/or proof of PPS number e.g. revenue documentation. Find out more about acceptable documentation.
Free loan protection insurance for eligible members
Please note: When applying for your first loan with us you will need to speak directly with one of our loans officers. Please call 053 9233 835.
For more information on becoming a member please contact us today.Contact
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