A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest.
Serving its Members
The Credit Union exists only to serve its members. When you save with the credit union you contribute to your credit unions loan fund – in effect by saving you are helping other members – members like you.
Run for People not Profit
The Credit Union is an organisation run for people, not for profit.
There are no account fees, maintenance costs or charges on personal credit union accounts.
There are fees on the MYCU current account, but some members have fee concessions.
We have a wide range of financial services available with a variety of discounts and free services for members. These include house insurance, car insurance and travel insurance.
Online access to your accounts including the ability to transfer funds from your credit union account to other financial institutions or to pay bills and the ability to pay into your credit union account online using your debit card.
High Quality Service
Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. In doing so, we aim to provide the highest level of personal financial services in a friendly and professional manner.
Helping the Community
Many credit unions help to further community development and we are no exception, developing strong links with the local community and participating in a number of local initiatives as well as making a wide range of donations annually.
How we Differ from Banks
A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to take control over their own finances by making their own savings work for them. Every Credit Union is owned by the members – the people who save & borrow with it.
Become a Member
If you live, work, study or attend school in our Common Bond you are eligible to join Enniscorthy Credit Union
Joining is Easy! To be eligible for membership of Enniscorthy Credit Union Limited you must be living or working within our common bond area. The common bond is the factor which unites all the members of Enniscorthy Credit Union Limited — it is what all members have in common i.e. where they live/work. Because of the common bond, all members have the good of their credit union at heart; they know and trust each other.
The easiest and quickest way to join is through our website or Enniscorthy CU App. It cuts out the queue and can be done from your phone in the comfort of your own home.
If you are over 16 you can join us online – click on the button for more information.
Call in to any of our offices, if you meet the eligibility criteria, a member of our friendly staff will go through your application with you.
You need to present 3 separate forms of identification to join and a minimum of €5 is needed to open an account and keep it activated. A once off joining fee of €1 applies to all accounts.
All members over 16 will have €0.95 deducted from their account annually, this is a member affiliation fee which is paid to the Irish League of Credit Unions.
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