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If you live, work, study or attend school in our Common Bond you are eligible to join Enniscorthy Credit Union

Common Bond Information

Who can Join?

Joining is Easy! To be eligible for membership of Enniscorthy Credit Union Limited you must be living or working within our common bond area. The common bond is the factor which unites all the members of Enniscorthy Credit Union Limited — it is what all members have in common i.e. where they live/work. Because of the common bond, all members have the good of their credit union at heart; they know and trust each other.

How can I Join?

The easiest and quickest way to join is through our website or Enniscorthy CU App.  It cuts out the queue and can be done from your phone in the comfort of your own home. If you are over 16 you can join us online – click on the button for more information.

If you want to open your account with us in person, for your convenience and comfort, please make an appointment to open an account with us by calling 0539233835.

If you meet the eligibility criteria, a member of our friendly staff will go through your application with you.

You need to present 3 separate forms of identification to join and a minimum of €5 is needed to open an account and keep it activated. A once off joining fee of €1 applies to all accounts.

All members over 16 will have €0.95 deducted from their account annually, this is a member affiliation fee which is paid to the Irish League of Credit Unions.

See Minor Account Requirements.

Proof of ID

Evidence of Identification (must show proof of date of birth & recent photo)

• Current Valid Passport
• Current Valid Photo Driving Licence
• Current Valid National Identity Card
• Age Card issued by An Garda Siochana with birth certificate
• Birth Certificate (original) with parents ID (Under 16). See Minor Account Requirements.

Proof of Address

Proof of Address (must show address where you currently live and be dated within the last six months) i.e.

• Official documentation issued by the Revenue Commissioners or Department of Protection
• Local authority document, e.g., refuse collection bill, water charge bill, LPT.
• Utility bill, e.g. telephone, electric, gas, cable, Irish Water, waste collection (including e-statements) (mobile phone bills are not acceptable as a proof of address document)
• Original Account statement or correspondence from a Regulated Financial Institution operating in the Republic of Ireland, e.g. bank, credit union, building society, credit card company (including e-statements) (Revolut, N26)
• Household or vehicle policy/certificate or correspondence regarding an active house/car insurance policy
• Decision Letter from Student Universal Support Ireland (SUSI) or a letter referring to an existing grant.
• Letter from The Residential Tenancies Board (RTB) confirming the registration of a property or tenancy agreement or in reference to a dispute investigation.
• NDLS letter received with license (must be dated)
• Enniscorthy Credit Union correspondence such as CJA remediation letters, Dormant account letters and Juvenile to Adult letters as these can only be received by post.
• Any of the standard ID documents from list 1 above, i.e., drivers’ licence (which contains a current address and is not already being used to verify name and was issued within the last 6 months).
• PDF versions of Bank Statements and Utility Billswhich can be adequately identified as being from a legitimate source may also be accepted.

Please note – Parents address verification will suffice for children under 16. See Minor Account Requirements.

Evidence of your PPS Number

• Payslip
• Pension Book
• Employment Detail Summary / PAYE/USC Statement of Liability
• European Health Insurance Card
• Medical Card
• Drugs Payment Scheme Card
• GP Visit card
• Correspondance from Revenue/Dept. of Social Protection

Please note: we cannot currently accept the Irish Public Service Card for any of the above.

Our Credit Union is for People, Not for Profit!