What We Do

What is a Credit Union?

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to take control over their own finances by making their own savings work for them. Every Credit Union is owned by the members – the people who save & borrow with it.

The Credit Union exists only to serve its members. When you save with the credit union you contribute to your credit unions loan fund – in effect by saving you are helping other members – members like you.

We are a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. We are controlled and directed by a voluntary Board of Directors. The Board is elected by the Members of the Credit Union at the Annual General Meeting.

Enniscorthy Credit Union Limited was founded following a public meeting held in Bennetts Hotel, Enniscorthy, on Monday 13th April 1964. Today, online access to member accounts has given enhanced service to members who can now access their balances online, make payments and transfers and pay into their credit union account.


Reasons to Join a Credit Union


How we differ from Banks

Credit unions differ from banks and other financial institutions in that the members who have accounts in the credit union are the owners of the credit union and they elect their board of directors in a democratic one person-one vote system regardless of the amount of money invested in the credit union.

A credit union’s policies governing interest rates and other matters are set by a volunteer Board of Directors elected by and from the membership itself.


For any queries, please contact a member of our friendly staff who will be happy to help. Contact